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About

Empowering Financial Freedom and Trusted Solutions

We are committed to helping you achieve your financial goals and dreams. Our loan services are designed to provide you with the support and resources you need to take control of your finances and embark on a path towards prosperity.Our experienced team of financial experts is dedicated to understanding your unique needs and finding the best loan solutions that align with your goals. Whether you're looking to fund a new business venture, consolidate debt, purchase a new home, or cover unexpected expenses, we've got you covered.

About Us

Feature

Unlocking the Power of Our Loan Features

We believe in transparency, and that's why we offer competitive interest rates and flexible repayment options. Our user-friendly loan management platform makes it easy for you to monitor your loan status, make payments, and stay on top of your financial journey.

  1. Flexible Repayment : Customize your loan with easy payment plans.
  2. Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
  3. Quick Approval Process: Get funds swiftly with fast approvals.
  4. No Hidden Fees: Transparent loan terms, no surprises or extras.
  5. Loan Assistance: Our team is here to guide and support you.

24/7 Support

Flexible Repayment : Customize your loan with easy payment plans.

Low Cost

Low-Interest Rates: Enjoy competitive rates for affordable borrowing.

Featured Plans

Secure your dreams with our empowering featured loans

Cattle Loan

Animal live

15%

Interest Rate
  • Take Minimum ₦100,000.00 NGN
  • Take Maximum ₦500,000.00 NGN
  • Per Installment 5%
  • Installment Interval 30 Days
  • Total Installment 23

Crop Loan

Super One

20%

Interest Rate
  • Take Minimum ₦200,000.00 NGN
  • Take Maximum ₦1,000,000.00 NGN
  • Per Installment 5%
  • Installment Interval 30 Days
  • Total Installment 24

Livestock Loan

Most Flexible

20%

Interest Rate
  • Take Minimum ₦100,000.00 NGN
  • Take Maximum ₦1,500,000.00 NGN
  • Per Installment 5%
  • Installment Interval 30 Days
  • Total Installment 24

High School

Secondary School

20%

Interest Rate
  • Take Minimum ₦100,000.00 NGN
  • Take Maximum ₦2,500,000.00 NGN
  • Per Installment 20%
  • Installment Interval 30 Days
  • Total Installment 6

Undergraduate

Bachelor Degree

20%

Interest Rate
  • Take Minimum ₦500,000.00 NGN
  • Take Maximum ₦2,500,000.00 NGN
  • Per Installment 5%
  • Installment Interval 30 Days
  • Total Installment 24

Postgraduate

Master Degree

20%

Interest Rate
  • Take Minimum ₦1,000,000.00 NGN
  • Take Maximum ₦2,500,000.00 NGN
  • Per Installment 6%
  • Installment Interval 30 Days
  • Total Installment 20

Used Car Loan

Super Hit

20%

Interest Rate
  • Take Minimum ₦200,000.00 NGN
  • Take Maximum ₦5,000,000.00 NGN
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 12

New Car Loan

General

20%

Interest Rate
  • Take Minimum ₦5,000,000.00 NGN
  • Take Maximum ₦15,000,000.00 NGN
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 12

Refinanced Car

Fashionable fit

20%

Interest Rate
  • Take Minimum ₦200,000.00 NGN
  • Take Maximum ₦900,000.00 NGN
  • Per Installment 15%
  • Installment Interval 30 Days
  • Total Installment 8

Goods Loan

Goods

20%

Interest Rate
  • Take Minimum ₦50,000.00 NGN
  • Take Maximum ₦1,000,000.00 NGN
  • Per Installment 30%
  • Installment Interval 30 Days
  • Total Installment 4

Business Capital

Capital

25%

Interest Rate
  • Take Minimum ₦500,000.00 NGN
  • Take Maximum ₦2,000,000.00 NGN
  • Per Installment 25%
  • Installment Interval 30 Days
  • Total Installment 5

30+

Nation Wide

40K+

Happy Client

3

Winning Awards

₦1B+

Total Loan

FAQ

Frequently Asked Questions

Juto Loans is a reliable digital lending platform designed to provide fast, secure, and flexible loans to individuals and small businesses. Whether you're covering emergency expenses, growing your hustle, or managing day-to-day cash flow, Juto Loans offers instant access to credit directly from your phone — with transparent terms and no hidden fees.

Interest rates vary depending on the loan amount and duration. All fees and rates are clearly shown before you accept the loan terms — no hidden charges.

Once approved, your loan will be disbursed within minutes to your chosen payment method.

Loan amounts vary based on your profile, credit behavior, and repayment history. First-time borrowers may receive smaller amounts, which increase with good repayment behavior.

A valid mobile number

A government-issued ID

A working bank account or mobile money wallet

A good repayment history (if you're a returning borrower)

Download the Juto Loans app, create an account, verify your identity, and follow the simple steps to request a loan. Approval is typically automated and takes just a few minutes.

Juto Loans is a mobile-based lending platform that offers short-term and personal loans to eligible users. It's designed for convenience and speed, delivering funds directly to your mobile wallet or bank account.

Repayments can be made through the app using your debit card, bank transfer, or mobile money. You’ll also get reminders before your due date.

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